United States | The Florida model

Florida’s government subsidises people living in hurricane zones

This props up the property market, which state revenue relies on

FORT MYERS BEACH, FLORIDA - OCTOBER 04: Members of Virginia Task Force 2 Urban Search and Rescue comb through the wreckage on Fort Myers Beach looking for victims of Hurricane Ian October 04, 2022 in Fort Myers Beach, Florida. Southwest Florida suffered severe damage during the Category 4 hurricane which caused extensive damage to communities along the state's coast. (Photo by Win McNamee/Getty Images) *** BESTPIX ***
|FORT MYERS, FLORIDA

After the storm come the loss “adjusters”. With clipboard and camera they tot up the damage from leaky ceilings and waterlogged floors. Blake Day, an adjuster who represents homeowners in dealings with insurers throughout south-west Florida, tells his bewildered clients two things. Photograph everything. And file your claim fast to get paid quickly, for some insurers will soon be bankrupt.

This article appeared in the United States section of the print edition under the headline “The Florida model”

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